Beyond Investing
Fiduciary Financial Planning, Tax Strategy,
and Personalized Guidance for Your Future
Build, protect, and grow your wealth with a dedicated financial planning partner who understands your goals. At Your Planning Partner (YPP), we help physicians, high-income professionals, and families make informed financial decisions through comprehensive financial planning, proactive tax strategies, and fiduciary guidance tailored to every unique stage of life.
Helping You Plan With Purpose, at Every Stage of Life
At Your Planning Partner, LLC, we specialize in financial planning for doctors, medical professionals, and other high-achieving individuals who often face complex financial decisions, limited time, and competing priorities. Our comprehensive strategies are designed to help you navigate these challenges with clarity and confidence – whether you're tackling student loan repayment, optimizing tax strategies, moonlighting, or building long-term wealth.
As fiduciaries, we’re committed to serving your best interests every step of the way.
Helping You Plan with Purpose, at Every Stage of Life.
At Your Planning Partner, LLC, we specialize in financial planning for doctors, medical professionals, and other high-achieving individuals who often face complex financial decisions, limited time, and competing priorities. Our comprehensive strategies are designed to help you navigate these challenges with clarity and confidence – whether you're tackling student loan repayment, optimizing tax strategies, moonlighting, or building long-term wealth.
As fiduciaries, we’re committed to serving your best interests every step of the way.
Our Services
Our Services
Comprehensive Financial Planning
Your finances involve more than investments, and your financial plan should reflect that. Our fiduciary financial advisors help you bring together budgeting, debt management, insurance considerations, retirement planning, and long-term wealth goals into a strategy that makes sense for your life. Whether you're entering a new stage of your career or managing an increasingly complex financial picture, we'll help you evaluate your options and make decisions with your future in mind.
Investment Management
Building wealth requires an investment strategy that considers your goals, your comfort with risk, and the amount of time you have to reach them. We provide personalized investment management that focuses on portfolio diversification, tax-efficient investing, and long-term financial stability. As fiduciaries, we evaluate investment decisions in the context of your complete financial plan, helping you understand how your portfolio supports the life you're working toward.
Retirement Planning
Retirement planning looks different for everyone, especially physicians and high-income professionals balancing multiple income sources, workplace benefits, and savings opportunities. We help you evaluate retirement accounts, contribution strategies, projected income needs, and tax-efficient withdrawal options. From choosing between a SEP IRA and Solo 401(k) to preparing for the transition out of full-time work, our goal is to help you build a retirement plan that supports both your financial needs and the lifestyle you envision.
Tax-Efficient Strategies
Thoughtful tax planning begins well before it's time to file a return. At Your Planning Partner, we connect proactive tax strategies with investment management, retirement contributions, and other important financial decisions to help you identify opportunities for greater tax efficiency. With CFP® and CPA/PFS expertise on our team, we can help you evaluate strategies such as Roth conversions, tax-efficient investing, retirement savings, and the timing of income, giving you a better understanding of how today's choices may affect your taxes in the years ahead.
Meet Your Fiduciary Financial Planning Team
At Your Planning Partner, financial planning is built on experience, professional expertise, and the relationships we develop with the people we serve. Founded by Carol Dixon, CFP®, and her father, Michael Dixon, CPA/PFS, our firm combines comprehensive financial planning with specialized tax expertise to help you navigate decisions that affect your finances today and your future.
Our team has more than 70 years of combined experience, with expertise spanning investment management, accounting, proactive tax strategy, and retirement planning. Whether you're a physician navigating a demanding career or a family preparing for an important financial transition, we'll take the time to understand your circumstances and help you find a clear path forward.
With roots in New Jersey and South Florida and clients across the country, we're proud to offer the knowledge of an experienced financial planning team with the personal attention you'd expect from a dedicated partner.
Carol Dixon, CFP® – Founder & CEO
Carol is a Certified Financial Planner™ professional who specializes in tax-efficient financial planning for physicians, high-income professionals, and families. She helps clients navigate everything from student loan repayment and career transitions to investment management, retirement planning, and long-term wealth strategies, bringing a thoughtful and approachable perspective to complex financial decisions.
Michael Dixon, CPA/PFS – Financial Advisor
Michael brings decades of experience in accounting, taxation, and wealth management to Your Planning Partner. As a Certified Public Accountant and Personal Financial Specialist, he helps individuals and families navigate complex financial circumstances, evaluate tax strategies, and plan for major life transitions with guidance that considers their complete financial picture.
Meet Our Team
Carol Dixon
CFP® Founder & CEO
Carlene Werkle
Director of Client Relations
Michael Dixon
CPA/PFS
Kristy Runzer, CFP®
Assistant Financial Planner
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Meet Our Team
With over 70 years of combined experience, our team specializes in Certified Financial Planning™ and tax-efficient strategies tailored to every stage of your financial journey. Whether you're just starting or managing a complex portfolio, our offices in Haddonfield, NJ, and Palm Beach, FL, provide expert guidance to help you achieve lasting financial success.
Michael Dixon
CPA/PFS
Michael is a Financial Advisor at Your Planning Partners, LLC, specializing in guiding affluent individuals through complex financial transitions with clarity and care. With a background in accounting, tax, and wealth management, he serves as a personal CFO to many clients—developing holistic, values-based plans that protect and grow wealth while coordinating seamlessly with their broader team of advisors.
Carol Dixon
CFP® & Founder
As a Certified Financial Planner™ and fiduciary, Carol specializes in guiding doctors, professionals, and families through their financial journeys with clarity and confidence. At Your Planning Partner, LLC, she offers personalized, holistic planning that covers everything from student loan repayment and tax-efficient wealth strategies to retirement and estate planning, helping clients make informed decisions at every stage of life.
Director of Client Relations
Carlene Werkle is the Director of Client Relations at Your Planning Partner, LLC, where she brings a warm, client-centered approach to every interaction. Originally from Long Island and now based in South Florida, Carlene draws on seven years of experience as a Personal Injury Paralegal to support clients with professionalism and care. Outside of work, she enjoys spending quality time with her partner Todd, as well as family and friends.
Edward Probst
Financial Planning Trainee
Edward Probst is a Financial Planning Trainee at Your Planning Partner, LLC, where he has been growing his expertise since 2019. A New Jersey native and graduate of Rowan University with a degree in management, Edward is passionate about helping clients build strong financial foundations as he continues to develop his career in financial planning.
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Edward Probst is a Financial Planning Trainee at Your Planning Partner, LLC, where he has been growing his expertise since 2019. A New Jersey native and graduate of Rowan University with a degree in management, Edward is passionate about helping clients build strong financial foundations as he continues to develop his career in financial planning.
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Comprehensive Financial Planning, All in One Place
Your investments, taxes, retirement savings, and long-term goals are closely connected, and decisions in one area can have consequences for another. At Your Planning Partner, we bring these important pieces together through comprehensive fiduciary financial planning, helping you understand how each choice may affect your overall financial future.
Our approach combines Certified Financial Planner™ expertise with professional tax and accounting knowledge, allowing us to look beyond individual accounts or annual tax returns. We can help you evaluate how a Roth conversion might affect your current tax liability, how additional 1099 income could change your retirement savings opportunities, or how investment withdrawals may influence your income in retirement.
With integrated financial planning and proactive tax strategy, you'll have experienced professionals helping you identify opportunities, anticipate challenges, and make informed decisions as your circumstances change. We're here to make the financial side of life easier to navigate – with guidance that's thoughtful, transparent, and centered on the future you want to build.
Comprehensive Financial Planning, All in One Place
Working without an integrated financial partner often means coordinating multiple advisors, managing tax planning separately, and spending more time than necessary. At Your Planning Partner, we offer a seamless, one-stop approach to financial planning and tax strategy—reducing stress, saving time, and helping you stay focused on your goals.
As fiduciaries, we’re committed to serving your best interests every step of the way.
Fiduciary Financial Planning Nationwide, With Deep Roots In...
Haddonfield, New Jersey
With deep roots in Haddonfield, we provide personalized financial planning for individuals and families across New Jersey. Whether you're managing debt, growing your income, navigating career changes, or preparing for retirement, our fiduciary-based approach offers expert guidance tailored to your unique goals and lifestyle.
Palm Beach, Florida
From our base in Palm Beach—where we have deep roots in the local business community and an established office—we provide expert financial planning for individuals and families across Florida. Our strategies are tailored to the state’s unique tax advantages, lifestyle goals, and financial opportunities. Whether you're building a business in Miami, planning for retirement in Tampa, or just getting started in Orlando, we offer personalized, fiduciary-based planning to help you build, protect, and grow your wealth with confidence.
New York, New York
In the heart of one of the world’s fastest-paced cities and beyond, we provide expert financial planning for individuals and families across New York—from Manhattan to upstate. Whether you're managing a complex benefits package in NYC or planning for retirement in the Hudson Valley, our personalized strategies help simplify financial decisions, build long-term wealth, and keep you focused on what matters most.
Philadelphia, Pennsylvania
We offer trusted financial planning for individuals and families across Pennsylvania, serving clients from Philadelphia to the suburbs and beyond. With a deep understanding of the state’s economic landscape and personal financial challenges, we help you build a financial plan that supports both your career and your life outside of work.
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Your Financial Future Deserves a Thoughtful Plan
Whether you're looking for a fiduciary financial advisor, exploring proactive tax planning, or wondering how to make the most of your income, we're here to help you understand your options.
At Your Planning Partner, we believe the best financial relationships begin with a conversation. Tell us what you're working toward, what questions you have, and where you could use a little more clarity – we'll help you explore what thoughtful, personalized financial planning could look like for you.